We are often imitated but never duplicated. Unlike our imitators, we design policies that do not require out-of-pocket payments. Eligibility to obtain a policy requires only $1,000,000 net worth (excluding value of primary residence), $200,000 income and acceptable health.

Hardly anyone disputes the benefits of life insurance. But nobody likes to pay for it. Some worry that the costs are too high, or that buying life insurance would divert funds from potentially profitable investments. Thus, many people - even those with large estates - haven't adequately protected their financial legacies. They would gladly buy life insurance if they could make the purchase on favorable financial terms, but traditional methods for funding life insurance don't appeal to them.

Premium financing enables people with high net worth to purchase life insurance without liquidating other investments or otherwise changing their normal cash flow. Through this innovative financial arrangement, qualified clients borrow the funds to pay life insurance premiums. They protect the net worth they have built up and pass their financial legacy to future generations ? And they do it without altering their other financial strategies.

Attracting high net worth clients and then keeping them, is like trying to pick-up liquid mercury with your fingers. Difficult, but doable. Would you like to be the most talked about person at the Country Club or Boardroom of your high net worth people.

Do you want to give affluent clients a reason for never leaving you for a competitor? Would you like to capture big accounts by setting yourself apart from your competition? Do you want to be the advisor that affluent people want to brag about and introduce to their affluent friends? Would you like to be a "Hero" with your big clients? We are Heromakers. Our name is our mission.