Our company collaborates with estate planning attorneys, CPAs, Family Offices, Trusts and Financial Advisors in all fifty states. Our full-time staff includes two estate planning attorneys, risk evaluator, policy designer, lending officer and pilot.

Serving as your back room staff, we bring to the table over 100 life insurance companies, six of whom excel in premium financing. Loans to pay premiums are with two of the world's largest banks, one with assets exceeding 1.8 trillion dollars. Our unique banking relationships are based upon many years of pristine loans and impeccable trust. Our success is attributed to our staff, facilities and our commitment to elevate the image and relationship advisors deserve with their high net-worth clients and prospects.

"Term insurance is like wetting the bed,it gives you temporary relief, but sooner or lateryou have to get up and do something about it."

Penn State University's study of term life insurance revealed that less than 2% of all term insurance policies become a death claim. 98% are pure profit for life insurance companies. Those percentages are insulting to consumers. Affluent Americans have permanent estate tax and estate liquidity needs. Temporary term insurance fails to solve permanent planning problems. Insurance companies hate to pay claims. They design temporary term life insurance policies to expire just before the insured person expires.